Small and Medium-sized Enterprises (SMEs)
During all stages of their life cycle, SMEs require access to appropriate sources of financing for their creation, survival and growth. There are multiple sources of finance for SMEs, including asset-based finance, non – fund based products, alternative forms of debt, hybrid tools.
Project Finance
Project finance is the funding (financing) of long-term infrastructure, industrial projects, and public services using a non-recourse or limited recourse financial structure. The debt and equity used to finance the project are paid back from the cash flow generated by the project.
Term Loan
A term loan is a monetary loan that is usually repaid in regular payments over a set period of time. Term loans usually last between one and ten years, but may last as long as 30 years in some cases. A term loan usually involves an unfixed (a. k. a. floating) interest rate that will add additional balance to be repaid.
Working Capital
Working Capital (WC) is a financial metric which represents operating liquidity available to a business, organisation, or other entity, including governmental entities. Along with fixed assets such as plant and equipment, working capital is considered a part of operating capital.
Loan Against Property
As the name implies, a loan against property is the loan you get from the bank against the mortgage of your property. This type of loan comes under the category of secured loan. Unlike unsecured loans, you can get a longer repayment tenure while you opt for a loan against property.
SBLC Backed Funding
Standby Letter of Credit (SBLC) is a type of letter of credit (LC) where the issuing bank commits to pay to the beneficiary if the applicant fails to make the payment.We recommend whether importers require BG or SBLC for commodity trading.
ECB/FCTL
External commercial borrowing (ECBs) are loans in India made by non-resident lenders in foreign currency to Indian borrowers. They are used widely in India to facilitate access to foreign money by Indian corporations and PSUs (public sector undertakings).Foreign Currency Term Loan(FCTL) and Foreign Currency Demand Loan(FCDL) are provided to Mid / Large corporates having turnover of Rs.500 crore and above for extending long term credit facilities.
